Sticker Shock: Understanding the Cost of Home Care
If you’ve ever looked into private pay in-home care and thought, “How can families afford this? …You are not alone. Many families experience sticker shock when they first see the hourly rate for a caregiver. At Redeemed In Home Care, we understand these concerns because most families we serve started in the same place.
The truth is: yes, quality care comes with a cost. But behind that price is something far more valuable than just “hours of help.” It’s safety, independence, dignity, and the peace of mind that allows your loved one to remain at home and surrounded by family, community, and faith.
Why Does Home Care in Kansas City Cost What It Does?
When families first see the hourly rate for home care, it’s easy to assume most of that money goes straight into the agency’s pocket. The reality is very different. You’re not just paying for “someone to sit with Mom or Dad.” You’re paying for a whole system of protection, reliability, and support that ensures your loved one is cared for and that your family is not left carrying the risks.
Here’s what goes into the cost of professional home care:
🧾 Payroll, Taxes, and Benefits
Your caregiver is a professional employee, not an under-the-table hire. Redeemed takes care of all payroll, federal and state taxes, Social Security and Medicare contributions, and unemployment insurance. This ensures caregivers are paid fairly and legally, and families don’t face hidden liabilities.
🛡️ Insurance and Liability Coverage
We carry the insurance so you don’t have to. That includes workers’ compensation if a caregiver gets hurt in your home and general liability insurance for unexpected events. Families who hire privately shoulder these risks themselves.
👤 Recruitment, Training & Screening
We don’t just send “someone.” Every Redeemed caregiver goes through background checks, reference verification, drug testing, and skills assessments. We also provide training so they’re prepared for both daily care and emergencies.
📅 Scheduling & Back-up Care
When a caregiver calls out sick or has an emergency, we step in. Redeemed manages scheduling, and we provide reliable back-up coverage so families aren’t scrambling at the last minute.
👀 Professional Oversight & Support
You don’t just hire a caregiver, you get a care team. Our administrative staff handles ongoing care management, check-ins, and oversight to ensure quality, safety, and compassionate support.
🙏 A Ministry, Not Just a Service
Redeemed is more than a business. We serve families as a ministry, offering spiritual encouragement, prayer support, and care rooted in compassion and dignity.
Each visit is guided by Galatians 6:2: “Carry each other’s burdens, and in this way you will fulfill the law of Christ.”
Beyond the Hourly Rate: The Real Value
Instead of focusing only on “dollars per hour,” consider:
What is it costing your family now to manage everything alone? (missed work or events, burnout, stress, exhaustion).
What is it worth to know your loved one is safe, cared for, and spiritually encouraged, even when you’re not there?
What happens if you wait until a crisis hits? (hospitalizations, falls, or sudden facility placement).
Private duty home care isn’t a luxury; it’s an investment in safety, dignity, and peace of mind. It also allows families to be family again instead of full-time caregivers.
Making Home Care More Accessible in the Kansas City Metro
At Redeemed In Home Care, we know the cost can feel overwhelming. That’s why we work with families to make starting easier:
Companionship Services: More than just “company,” companionship means transportation to doctor’s appointments, grocery runs, social outings, or church services. It also includes conversation, games, reading, walks, meal prep, and encouragement rooted in faith. Companionship helps reduce loneliness, keeps loved ones active, and provides peace of mind knowing someone caring and trustworthy is by their side.
Respite Care: Every family caregiver needs rest. Respite care provides short-term relief, whether for a few hours, a weekend, or longer stretches when family caregivers need to travel, attend events, or simply recharge. During respite, your loved one remains safe, supported, and engaged — giving you time to breathe without guilt.
Customized Plans: No two families are alike, so why should care look the same? We work with you to create a personalized plan that fits your schedule, budget, and specific needs. That may mean a few hours a week, full-time coverage, or transitional support after a hospital stay. Our goal is to provide exactly the level of help you need, nothing more or less.
Consulting Services: For families who choose to hire their own caregivers privately, Redeemed offers professional consulting to help with recruiting, background checks, payroll, taxes, and training. This ensures families avoid costly mistakes, reduce risk, and still receive expert guidance while managing care independently..
Most families who try professional caregiving with Redeemed find they cannot imagine going back to doing it all alone, practically or spiritually.
Final Thought
Sticker shock is real. But when you look closer, the cost of in-home care is really about freedom, safety, dignity, and peace of mind. With Redeemed In Home Care, you don’t have to face caregiving alone, and you don’t have to give up your loved one’s independence.
📲Call Redeemed In Home Care today to schedule your free in-home consultation anywhere in the Kansas City metro. Let’s create a care plan that gives your family practical relief and spiritual support.